Yes, Non-Resident Indians (NRIs) can buy both residential and commercial properties in Delhi NCR, but they cannot purchase agricultural land or farmland. They can avail home loans from Indian banks as well.

Most developers offer flexible payment plans, including down payment plans, construction-linked plans, and EMI-based options through home loans from banks and NBFCs.

Renting is suitable for short-term stays or if your job requires mobility. However, if you plan long-term residency or investment, buying property is a smarter financial decision due to appreciation potential and asset creation.

Typically, 10-20% of the property value is required as a down payment. Home loans can cover the rest, subject to eligibility.

Some of the top investment hotspots include:

• Noida: Sector 150, Sector 128, Noida Expressway, Greater Noida West, Yamuna Expressway, Central Noida, Noida Extension
• Delhi: Dwarka, Rohini, Saket, Vasant Kunj, Chattarpur
• Gurgaon: Golf Course Extension Road, Sohna Road, Cyber City, Dwarka Expressway

Always check: [object Object] RERA Registration (Visit www.rera.up.gov.in for Noida properties) Title Deed & Sale Deed (Ensures clear ownership) Encumbrance Certificate (Confirms no financial liabilities) Approved Building Plans & NOCs (From local authorities)​

Yes, under Section 80C & Section 24(b):

• ​ ₹1.5 lakh deduction on principal repayment
• ​ ₹2 lakh deduction on interest paid